Stress-free and tax-friendly

If you want to purchase a new or used car a novated lease may be the perfect finance solution for you. This is a three-way agreement between you, your employer and Mildura Finance Limited as your finance company. The associated costs of owning the vehicle such as the repayments, fuel, insurance or servicing are bundled together and you can pay for them using your pre-tax dollars. Your employer agrees to make the lease repayments for your car and you agree to use part of your income to cover the payments and running costs.

  • Pay less or even no GST on the purchase price of the vehicle.
  • Access certain tax benefits that regular car finance options do not offer.
  • Choose the lease term that suits your budget, from one to five years. 

It takes just 2 minutes to complete our online application enquiry


Our financial experts will contact you within 24 hours


We help you decide the best loan option available for you


We find the most suitable Lender out of our panel of nearly 50

How does it work?

1. We get to know you

Firstly, we want to know a little more about your financial situation. This is so we can correctly determine how much money you are capable of borrowing.

2. Help you make a decision

We do some research and assess your financial situation. This is so we can recommend and offer you advice about what loan agreement we think will work best for you.

3. We do all the paperwork

To relieve your stress during the process, we take care of all the paperwork. We ensure that all information is correct and lodge the application on your behalf.


  • Have now purchased 3 vehicles all using MFL to organise finance, great rates and unbelievable service, wouldn't go anywhere else.

    Adam Edwards (Car Owner)
  • We got our home loan through MFL. It was easy and all their staff are so helpful and friendly.

    Sharron-Lee Teague (Home Owner)

Would you like
more information?

You can give us a call on (03) 5051 0400 or fill out the form and we’ll have an expert consultant get back to you

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